About Us
Why Choose Us?
Being a member of a credit union is different from being a customer at a bank. Credit unions are in business to benefit their members, making them more of a financial cooperative
than a traditional business. Not only does this result in better rates and lower fees for you, but you'll also notice and appreciate the difference in our service.
Coast Central is consistently focused on meeting the needs of our members, as well as those of the communities we serve.
What's the Difference?
The following table summarizes some of the key differences between credit unions and banks:
| | Banks | Credit Unions |
| Owned By | Shareholders | Members |
| Generally Run By | Paid Board of Directors | Unpaid, volunteer Board of Directors |
| Profit Motive | To make a profit for shareholders | Not-for-profit: all funds beyond required operational reserves are passed back to members in the form of lower loan rates, higher dividend rates, and lower fees. |
Our Mission
You can tell a lot about a company by their mission statement. Coast Central's mission is:
"To be the primary financial institution for members by providing high quality financial services at competitively favorable rates,
consistent with maintaining financial strength."
Member Benefits
There are a wide variety of benefits (in addition to the above) available to you as a Coast Central member. More special opportunities are added as they become
available!
Sprint Member Discounts

Coast Central has partnered with Sprint to offer some great discounts for both new and existing Sprint customers. Click the image at the right to sign up! Benefits include:

10% discount on most individual service plans

15% discount on most business monthly charges

Waived activation fee on new lines

Waived upgrade fee

Unlimited data plans
There are 3 ways to get your discount:

Call
(877) SAVE-4CU (877-728-3428) and let them know you're a credit union member (ask to be part of the corporate ID
NACUC_ZZM)

Click the ad at your left or go to
SprintSave4CU.com

Visit your nearest Sprint store
Verification of membership will be required at the time of activation/upgrade. Ask your Sprint representative for details.
Verified By Visa

Do you shop online with your Coast Central Visa credit or debit card? Verified By Visa is a great security feature for your online purchases.
When you make an online purchase from a participating merchant, you'll be asked for your Verified By Visa password, which adds an additional layer of
security to your purchases.
Insurance Benefits
Coast Central members are available for the following types of insurance plans and policies:

Auto Insurance

Homeowners Insurance

Dental Insurance

Vision Insurance

Accidental Death & Dismemberment Insurance

...and more!
Please see our
Investments & Insurance section for full details.
Coast Central Visa cardholders are eligible for even more insurance benefits, including travel accident insurance, an auto rental collision damage waiver program,
and more. Read more in our
Credit Cards section if you're interested!