Member Loan Services 
Credit Cards
Coast Central offers several different types of Visa credit cards to meet your needs, from your first Visa when you turn 18, all the way on up to large business accounts that need high limits and
multiple cards. Visa credit cards are an easy and convenient way to get the funds you need, when you need them, and pay them back on a schedule that works for you.
Your First Visa
Whether you're just moving out on your own, trying to establish your first credit, need to cover college expenses, or all of the above, Coast Central's "Your First Visa" can help.
You can apply for up to a $1,000 credit limit, and each timely payment you make will go toward building good credit to help you finance future dreams!
Plus, if you apply through
On Your Way, you'll earn 2,000 On Your Way reward points if you're approved!
Visa Classic Cards
If you just want a simple, easy-to-use card to help you make everyday purchases, the Visa Classic may be exactly what you're looking for. With credit limits starting at $1,000,
this card is perfect for building credit and taking care of business.
Classic Card Benefits
Up to 1% cash rebate at the end of each year
No annual fee on fixed-rate cards
Travel Accident Insurance up to $250,000
Auto Rental Collision Damage Waiver Program
Visa Gold Cards
For our members who need (and qualify for) a higher credit limit, the Visa Gold card offers the same simple terms at an even lower rate, with even more added benefits!
Gold Card Benefits
Up to 1% cash rebate at the end of each year
No annual fee on fixed-rate cards
Travel Accident Insurance up to $250,000
Auto Rental Collision Damage Waiver Program
Warranty Manager Service for purchases made with your Visa Gold
Purchase Security for purchases made with your Visa Gold
Travel & Emergency Assistance Service
Business/Corporate Visa Cards
Coast Central offers Visa credit cards for business accounts, too! These cards are available in the same Classic and Gold types described above, with all of the same great benefits.
You may apply for one overall limit or split it up amongst multiple cardholders.
Apply Now!
You can apply for any of our Visa cards right online, or use one of our printable applications if you prefer.
For Business Visa applications, please see our
Business Loans section.
Our printable applications are in PDF format and can either be completed by hand or on-screen. If you fill out the packet using your computer, please print it out, sign, and return it - we
currently require a physical signature in order to process your application.
Printed applications may be submitted via fax to
(707) 445-5929 or brought by in person to any of our member services branches. You can also apply over the phone by calling
(707) 445-8801, ext. 365.
* On Your Way users will still end up using the same online Visa application, but initiating the process through the OYW site makes you eligible for OYW reward points.
Points will be awarded if your Visa application is approved.
Click here to learn more about On Your Way.
Get Added Security with Verified By Visa
All Coast Central credit (and debit) cards come with the added security of "Verified By Visa" services, when you shop at participating merchants.
Verified By Visa is a great security feature for your online transactions.
Whenever you make an online purchase from a participating merchant, you'll be asked for your Verified By Visa password, which adds an additional layer of
security to your purchases.
