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If you are currently experiencing financial difficulties in making your Coast Central mortgage payments, the following information may be able to help you.
Home Affordable Modification Program
If you have your primary residence financed with us and this loan originated between January 1, 2003 and January 1, 2008, you may be eligible to receive assistance through our Home Affordable
Modification Program. In order to determine your eligibility for this program, we will need the following information:
• A letter or a detailed statement, signed by you, pertaining to your financial problem along with any supporting letters, claims, bills, etc.
• Your current income information (pay stubs/vouchers, unemployment compensation letter, disability awards, etc. Please bring this information to your nearest Coast Central Credit Union Member Services Manager. Once we have received the above documents, discussed them with you and have completed our review, we will let you know if you are eligible for the Home Affordable Modification Program.
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Other Available Options
The following are other options that might be available to you:
• Selling the house
• Rent the house out and use the monthly income
• Refinance the mortgage and consolidate other debts to ease cash flow
• Deed in lieu of foreclosure (voluntary return of the property to the lender)
Important Phone Numbers
To find a HUD-certified housing counseling agency, please call:
• Toll-free: (800) 569-4287
• Toll-free (TTY): (800) 877-8339
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