Our History

History can be defined as “the whole series of past events connected to particular people”.  For Coast Central Credit Union, the people connection is intrinsic in the events that make up our past. In fact, since 1950, the credit union motto of people helping people has been at the forefront of everything we do. So join us on a journey through the past to experience the formation of a non-profit cooperative that grew into a homegrown success based on an extraordinary element: YOU.


1950:   Humboldt County Employees Federal Credit Union (HCEFCU) was formed.

1959:   Klamath-Trinity Community Credit Union was formed in Hoopa.

1968:   HCEFCU opened an office at 5th and O Streets, Eureka.



1973:  Steve Antongiovanni named President/CEO.

1974:   HCEFCU pledged $25,000 share deposit in new Redwood Central Credit Union.

1975:   HCEFCU celebrated its 25th anniversary and completed merger with Medical Employees Federal Credit Union.

1976:   NCUA approved name change of HCEFCU to Coast Federal Credit Union.

1977:   Coast Federal opened an office in Crescent City.

1978:   Coast Federal opened an office in Valley West Shopping Center, Arcata.

1978:   Klamath-Trinity Community Credit Union merged with Redwood Central Credit Union.

1980:    Arcata Plywood Federal Credit Union merged with Coast Central Credit Union.

1981:   Opened offices on Harrison Avenue, Eureka and on Main Street, Fortuna.

1981:   Trinity Alps Community Credit Union merged with Coast Central Credit Union.

1981:   Expanded with an office in Trinity County – Weaverville

1984:   Became a California corporation on March 19.

1986:   Established the college scholarship program for high school seniors in its service area.

1987:   Opened an office at 4th & J streets, Eureka.

1988:   Opened an office in Bayshore Mall, Eureka, offering seven-day service and expanded hours.

1989:   Opened an office in Hoopa, originally operating out of a motel room.

1989:   Began a network of “Automatic Teller Machines” (ATMs), offering members 24-hour instant access to cash, becoming the first financial institution to have ATMs in local Safeway and Co-op stores.

1989:   Opened an office in Willow Creek.

1989:   Reached $100 million in assets


1990:   Dean G. Christensen named President/CEO, taking over for retiring Steve Antongiovanni.  During Steve’s tenure with CCCU, 6 offices were opened and assets grew from $150,000 to more than $125 million.

1994:   Community charter expanded to include all of Humboldt County, officially serving all of its tri-county area.

1997:   Introduced online banking, one of the first 50 credit unions in the country to do so.

2000:   50 years of serving members and communities!

2001:   Recognized for the first time as “Best Bank or Credit Union on the Northcoast” by readers of the Times-Standard.

2003:   Theme of “Belonging Never Felt Better” introduced.

2007:   Opened Member Support Center and Member Services Branch on Central Avenue in McKinleyville in June.

2008:   Received “Best Real Estate Lender on the Northcoast” award for the first time by Times-Standard readers.

2008:   Recognized by readers of the Del Norte Triplicate for the first time as “Best Financial Institution”.

2008:   Established the Community Investment Program, awarding $100,000 annually to non-profit organizations.

2009:   Surpassed $800 million in assets.



2010:   Opened 12th Member Services Branch in Arcata’s Uniontown Shopping Center

2011:   Awarded Arcata Chamber of Commerce’s “Business of the Year”.

2011:   Reached $900 million in assets.

2012:   Introduced Bill Pay and Mobile Banking to members.

2012:   Recognized as “Best Investment Firm” for the first time by Times-Standard readers.

2013:   Acquired Chetco Federal Credit Union’s California members and assets.

2014:   Launched Coast Central Financial and Retirement Planning, supporting the CUNA Brokerage Services partnership.

2014:   Awarded McKinleyville Chamber of Commerce’s “Business of the Year”.

2014:   Received five awards in Times-Standard readers’ poll: Best Bank, Best Credit Union, Best Investment Firm, Best Mortgage Company, and Best Real Estate Lender.

2015:   Celebrated 65 years of serving members and communities.

2015:   Surpassed 60,000 members, one third the population of the tri-county region.

2016    Reached 65,000 members and $1.28 billion in assets.

2017:   Began construction on a new Eureka Downtown location to replace 4th and J office.

2017:   Dean G. Christensen retired in October after serving for 28 years, 27 as President/CEO. Membership grew from 26,000 to over 66,000.

2017:   After a history with CCCU for 36 years, James T. Sessa named President/CEO in October following Dean’s retirement.

2017:   Awarded Eureka Chamber of Commerce’s “Business of the Year”.

2018:   Opened new full service office in Eureka at 4th and F streets, moving and expanding Member Services and moving Member Business Services and Financial and Retirement Planning teams.


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