The Coast Central Difference
kayaking in the pacific

Folks throughout the region have been coming to Coast Central for generations. That’s because we listen. We care about your wants and needs, show you all of your options, and put you in charge of your financial future. Here, you’ll find access to a network of over 30,000 surcharge-free, nationwide ATMs, 12 full-service Member Services Branches throughout Humboldt, Del Norte, and Trinity counties, as well as friendly locals who work for you.

The Big Difference Between a Credit Union and a Bank

At Coast Central, you’re a member of something big. We’re a cooperative that’s open just for you. This is where like-minded people pool their money together to help one another buy homes and cars, send kids off to college, and plan toward retirement. We’re not run by a profit-driven Board of Directors. Instead, we’re owned by you – the member. The locals you elect to our volunteer Board of Directors call the shots. Since day one, those decisions have helped families make the most of every paycheck.

Community vs Growth header
Credit Unions Banks

Depositors are called members. Each member is an owner of the credit union.

Depositors are called customers. Customers have no ownership interest.

Member Owned. Each member, regardless of how much money they have on deposit, has one vote in electing the Board of Directors.

Owned and controlled by stockholders.

Not-for- profit financial cooperatives. Earnings are paid back to members in higher savings rates and lower loan rates.

For profit corporations. Earnings are paid to stockholders only.

Focus is on serving the financial needs of the members.

Focus is on maximizing corporate profits.

Deposits are insured up to $250,000 by the National Credit Union Administration (NCUA).

Deposits are insured by the Federal Deposit Insurance Corporation (FDIC).

Coast Central is Making a Difference in Your Community

Greenview Playground Check Presentation

$10,670 grant

Greenview Playground

Humboldt County’s first fully inclusive park got a swing in the right direction. The new park is designed to help…

Voted Best Credit Union, Best Real Estate Lender, and Best Place to Get a Loan

Thank you for voting for us in the Best of the North Coast Awards.

Member Perks

Get the most from your Coast Central membership with some added perks.

Coast Central has partnered with Sprint to offer some great discounts for both new and existing Sprint customers, including a 10% discount on most individual service plans, 15% discount on most business monthly charges, and unlimited data plans. Verification of membership will be required at the time of activation/upgrade. Ask your Sprint representative for details and ask to be part of the corporate ID NACUC_ZZM.

Three Ways to Save

  1. Go to
  2. Call (877) SAVE-4CU (877-728-3428)
  3. Visit your nearest Sprint store

We’ve joined with a dedicated team of insurance professionals to bring you TruStage Auto & Home Insurance. Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims support.

If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your membership could result in some nice savings.

Get your no obligation quote today or call 1-855-483-2149.

Experience the Coast Central Difference

Join Today!

Third Party Disclaimer

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