mom and daughter laughing on the back yard deck

The Coast Central Difference

Folks throughout the region have been coming to Coast Central for generations. That’s because we listen. We care about your wants and needs, show you all of your options, and put you in charge of your financial future. Here, you’ll find access to a network of over 30,000 surcharge-free, nationwide ATMs, 12 full-service Member Services Branches throughout Humboldt, Del Norte, and Trinity counties, as well as friendly locals who work for you. At Coast Central, you’re a member of something big. We’re a cooperative that’s open just for you. This is where like-minded people pool their money together to help one another buy homes and cars, send kids off to college, and plan toward retirement. We’re not run by a profit-driven Board of Directors. Instead, we’re owned by you – the member. The locals you elect to our volunteer Board of Directors call the shots. Since day one, those decisions have helped families make the most of every paycheck.

The Big Difference Between a Credit Union and a Bank

Community vs Growth header
Credit Unions Banks

For people.

For profit.

Member Owned, profits paid via interest on deposits, lower rates on loans, and lower fees.

Investor-owned, profits paid to shareholders.

Volunteer board of directors.

Paid board of directors.

Members must meet eligibility requirements to “belong”.

Anyone can open accounts.

Cooperation with other credit unions brings convenience to members, such as access to thousands of ATMS without fees in the CO-OP Network.

Competition between banks prohibits a sharing of resources.

Federally insured by NCUA to $250,000.

Federally insured by FDIC to $250,000.

Member Perks

Get the most from your Coast Central membership with some added perks.

Coast Central has partnered with Sprint for their Member Cash Rewards program. Credit Union Members get a $100 cash reward for every new line opened, when you switch to Sprint. Verification of membership will be required at the time of activation/upgrade. Ask your Sprint representative for details and ask to be part of the corporate ID NACUS_ZZM.

Want more information?

1. Go to www.lovemycreditunion.org

2. Visit your nearest Sprint store

 

We’ve joined with a dedicated team of insurance professionals to bring you TruStage Auto & Home Insurance. Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims support.

If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your membership could result in some nice savings.

Get your no obligation quote today or call 1-855-483-2149.

Experience the Coast Central Difference

Join Today!

Third Party Disclaimer

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