Consumer Loan Programs

In an effort to provide some relief to existing members directly impacted by COVID-19, Member Loan Services has two new offerings available:

  • Emergency Assistance Loan:
    • 90-day term, 0% interest
    • Maximum loan amount up to one month’s net pay verified by pay stub, direct deposit, or tax return
    • Normal credit guidelines for approval do not apply
    • Minimum FICO score of 675

  • Skip-a-Payment: this offer allows existing consumer loan borrowers directly impacted the ability to skip up to TWO consecutive payments by completing the application and stating the reason related to COVID-19. No specific verification or proof is required.

To apply, download and complete the application, sign, and email to

For questions about either of these programs, please call (707) 445-8801 x365.