Finance Your Dream Home

Fixed and Adjustable Rate Mortgages

Apply for Your Home Loan

Or use the printable application packet and drop it off at any Member Services Branch.

Mortgages

Choosing the right mortgage for your family just got easier. Coast Central is here to help you decide between a fixed-rate home loan and an Adjustable Rate Mortgage (ARM). Financing is available up to 95% loan to value (LTV) on purchases and refinances.

Fixed Rate Home Loans come in 15- and 30-year terms (owner-occupied and non-owner occupied).

ARMs offer low rates and favorable terms.

Quarterly Adjustable: Rates adjust up or down on a quarterly basis.
3 & 1 Year ARM: Rate fixed for the first three years, followed by annual adjustments.
7 & 1 Year ARM: Rate fixed for the first seven years, followed by annual adjustments.
2 & 2 Year ARM: Rate fixed for the first two years, then adjustable every two years.
5 & 2 Year ARM: Rate fixed for the first five years, then adjustable every two years.

Finance Your Dream Home

Fixed and Adjustable Rate Mortgages

Come by any Member Services Branch or call our mortgage department at (707) 445-8801, ext. 385.

Apply for Your Home Loan

If you’d prefer to download a printable application, you can do so here.

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