Fixed Rate Home Loans come in 15- and 30-year terms (owner-occupied and non-owner occupied).
ARMs offer low rates and favorable terms.
Quarterly Adjustable: Rates adjust up or down on a quarterly basis.
3 & 1 Year ARM: Rate fixed for the first three years, followed by annual adjustments.
7 & 1 Year ARM: Rate fixed for the first seven years, followed by annual adjustments.
2 & 2 Year ARM: Rate fixed for the first two years, then adjustable every two years.
5 & 2 Year ARM: Rate fixed for the first five years, then adjustable every two years.
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