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|Auto Loans:||3.25% APR|
|Fixed mortgage:||3.488% APR|
|Adjustable mortgage:||2.935% APR|
|$500 certificate:||1.56% APY|
|$10,000 certificate:||1.61% APY|
|$75,000 certificate:||1.61% APY|
Support Safety & Security
Your funds are secure at Coast Central Credit Union. How secure? For starters, the National Credit Union Administration (NCUA) insures your share accounts up to at least $250,000, backed by the full faith and credit of the United States government. Depending on how you structure your accounts, you may be able to increase this into multimillion dollar coverage.
The information below will help you determine your current insurance coverage, and how to maximize this coverage with joint accounts, trust accounts, Individual Retirement Accounts (IRAs), and more.
All funds in a ''noninterest-bearing transaction account'' are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term ''noninterest-bearing transaction account'' includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (''NOW'') account, moneymarket deposit account, and Interest on Lawyers Trust Account (''IOLTA''), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.
NCUA Tools & Publications
Share Insurance Toolkit - includes calculators and FAQs
How Your Accounts Are Federally Insured (PDF) - brief brochure on coverage
Your Insured Funds (PDF) - full, in-depth brochure
We take pride in the soundness of our institution. Please feel free to check Coast Central's ratings with independent financial institution rating companies. Listed below are links to some major financial stability reporting sites, so that you may look up our reports and compare them with those of other institutions.
You can also check out our latest press releases to see what local publications are saying about our security ratings.