Become a Member
We're not just a place to bank. We're People Helping People
Think you're not eligible to bank at a credit union?
If you live or work in Humboldt, Del Norte, or Trinity County, it’s easy to join our family!
What Makes Us Different
We’re not your typical financial institution. Banking with us means you’re in control of your financial future, while supporting others in your community, businesses, and local non-profits.
Just starting out? Already have an established banking history? Whatever your dreams, we’ll help make them happen, with great rates and low fees so you can reach all of your financial goals.
Part of a Community
When you bank with us, you directly support local organizations that work to improve the quality of life in our communities. You also support our Commitment to Community employee volunteer program, dedicating thousands of hours each year to giving back.
Think you won’t have access to your money when you travel or that big banks are the only ones with updated technology? Think again! Our array of digital services provides everything you need to bank anywhere, anytime.
Discover the many benefits CCCU membership has to offer!
Free access to a nationwide network. Text any zip code to 91989 for locations.
Our up-to-date app offers a wide variety of services.
With 11 locations in 3 counties to serve you, including 1 open 7 days a week and Member Support open 6 days a week, we’re here for you.
Control your funds from anywhere you happen to be.
Our friendly experts will walk you through your finances.
With some of the lowest rates on loans and highest rates on deposits, we stay competitive for you.
Chat with Owlbert the Chatbot 24/7 or live with one of our friendly experts 6 days a week. Available at coastccu.org.
Our giving programs award $600,000 annually through grants, sponsorships, and college scholarships.
Don't just take our word for it.
Here's what our members have to say.
I’m new to Coast Central and just got my first loan. It was so easy, they helped me with every step!
The services offered here are great! Coast Central has helped me get started with everything I need to be financially independent.
I feel a community connection to CCCU!
Ready to experience the Coast Central difference?
Am I eligible?
If you live or work in Humboldt, Del Norte, or Trinity County, follow the steps below!
Take the next step, apply online!
Gather your documentation
Have your social security number (card not needed) and two forms of ID (one must be government issued) ready.
Complete the Application
You can fill out our application online or you can schedule an appointment at a Member Services Branch.
Make opening deposit
Make your opening deposit of $25 for your Membership Savings Account.
Enjoy your membership
We have a complete array of deposit, loan, online, and mobile banking products.
Opening an account is easy! All you need is your social security number, 2 forms of ID and an opening deposit of $25.
If you live or work in Humboldt, Del Norte, or Trinity County you are eligible for membership.
Yes! Click the link to first open your required Membership Savings and then add any other deposit accounts like checking, savings, and certificates.
Yes! Click the Apply for a Loan link and follow the prompts.
- Owlbert the Chatbot is available 24/7 for general questions and Live Chat Monday through Saturday, using the Chat bubble on any page, or
- Call Member Support at (707) 445-8801, Monday – Friday, 8 am – 6 pm and Saturdays, 10 am – 3 pm, or
- Stop by one of our Member Services Branches. Visit our Locations page for hours, including some open 6 and 7 days a week.