2 year old girl holds carpenter tools above a table. We'll help you finance your home improvement projects.

Home Equity Loans & Lines of Credit

Easily use the equity in your home to finance your home improvement needs.

Home Equity Loans

checkmark Used for major projects, long-awaited travel,
and other large purchases.
checkmark Low fixed rate and up to $300,000.
checkmark 10 and 15 year terms.
checkmark Single disbursement.

Home Equity Lines of Credit

checkmark Used for smaller, ongoing projects for funds as you need them.
checkmark Offers flexibility to pay back over time.
checkmark Low 15-year terms, variable rates, and up to $300,000.

Get more from your membership

Today's Rates

Home Equity Loan rates as low as:


Mortgage Loan rates as low as:


View our Rates

Mortgage Center

Visit your resource to access our online application, helpful calculators, the status of your loan, and more.
Mortgage Center

Auto Pay

Set up convenient automatic monthly payments from your CCCU account.
Visit a Member Services Branch,
call us at (707) 445-8801,
or add through Online Banking.
Setting Up Auto Pay

Home Insurance

Working with TruStage, we can help you find the perfect mix of cost and coverage to protect one of your biggest investments. Call (855) 483-2149 to chat with a plan administrator.


Stay one step ahead of your money with e-statements, e-letters, and e-alerts.

Located on the menu in your Online or Mobile Banking home page.

E-Services Update

Online & Mobile Banking

Track your savings from your home computer or smartphone.
Online & Mobile Banking

Finance the improvements you deserve!

It's easy!
Just complete our application online, print and sign, and choose your option:
  • Bring to any Member Services Branch or
  • Call us at (707) 445-8801, ext. 365 or
  • Fax to (707) 445-5929
Download an application