Hot Deals

A great car at a great price.

Shiny red car with a for sale sign

Occasionally, we will offer repossessed vehicles or homes for sale to the public. Both members and non-members are welcome to take advantage of these offers.

2010 Kia Optima

Engine: 4-Cyl, 2.4 Liter
Transmission: Automatic 5-Spd w/ Overdrive & Sportmatic
Drivetrain: FWD
Mileage: 142,830
Features: Air Conditioning, Traction Control, Power Windows and Locks

Lending Value: $3,177
Typical Listing Price: $5,168

Note: Driver’s side door does not open from the outside

Bidding ends by Friday, June 9th at noon!

2012 Chevy Camaro

Engine: V6, 3.6 Liter
Transmission: Automatic 6-Spd w/ OF & TAPshft
Drivetrain: RWD
Mileage: 111,382
Features: Keyless Start, StabiliTrak, Bluetooth Wireless

Lending Value: $12,110
Typical Listing Price: $13,661

Note: Vehicle has a blown motor

Bidding ends by Friday, June 9th at noon!

Current Rates

Vehicle Loans: Autos, Trucks, Boats, & RVs
Loan Type Loan Terms Rate as low as
  • Auto & Truck Loans:
    • 2019 models or newer (other rates available for older models)
    • up to 135% of MSRP or High Book, plus GAP
    • up to 84-month financing
  • Boat & RV Loans:
    • Up to 100% financing of the approved value, including tax and license.
    • Up to 120-month financing.
Loan Type

New & Used Autos

Loan Terms
Fixed Rate
Rate as low as


Loan Type

Boat & RV Loans (New & Used)

Loan Terms
Fixed Rate
Rate as low as


Upon delivery to the credit union, an appraisal was done to determine book value and general condition of the vehicle. If deemed necessary to improve marketing of the auto, it will be sent out for cleaning/detailing. Only rarely will actual mechanical work be done to the auto. Vehicles will be bid upon and sold in an “AS-IS” condition. All bids will be sealed by the bidder.

Potential bidders are encouraged to have a mechanic inspect the vehicle, as the credit union is not in a position to warranty the vehicle’s condition. Further, bidders are advised to verify listed options prior to bidding.

A closing date will be set when bids will close. This will normally be noon Friday at least two weeks from the time the vehicle is first available for inspection and bids. If deemed necessary to increase bids, a newspaper ad may be run.

Upon close of bidding, all bids will be opened together. If the bidding process produces a bid that is determined to be acceptable by the credit union, the high bidder will be notified of the acceptance of his or her bid, and a time set to conclude the sale. If no bids are considered satisfactory, based on the value of the vehicle, the Collection Department may start the bidding process over or send the auto to an auction.

Due to the number of bidders on certain autos, the credit union will not contact all bidders that their bid was not accepted, except in the case that no bid is accepted. The bidding and sale process can be interrupted without notice to bidders if the original borrower (1) brings the loan current or otherwise cures the delinquency, or (2) files bankruptcy before the sale is completed. In either case all bidders will be notified that outside events have canceled the sale.

Placing a Bid

For more information on making a bid, or to learn more about any offer you see here, please call our Collections Department at (707) 445-8801 ext 1260.
Place a Bid
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