Hot Deals

A great car at a great price. Occasionally, we will offer repossessed vehicles or homes for sale to the public. Both members and non-members are welcome to take advantage of these amazing deals.

2014 Kia Optima LX

Engine: 4-Cyl, 2.4 Liter
Transmission: Auto, 6-Spd Sportmatic
Mileage: 115,223
VIN: 5XXGM4A74EG339971
Features: A/C, Power windows and locks, Bluetooth Wireless, SiriusXM & more!

Price: $6,700-8,729

Bidding ends Friday, December 28 @ noon!

Home for Sale in Fields Landing

Location: Fields Landing

Amenities: Two bedroom, one bathroom home with partially finished attic, covered picnic area, storage shed, and fully fenced. Two miles from elementary school and one exit from College of the Redwoods

Asking Price: $199,000 or best offer

Interested? Call (707) 445-8801 ext. 260 for more information

More Information

For more information on making a bid, or to learn more about any offer you see here, please call our collections department at (707) 445-8801, ext 260.

Want to receive an email whenever we post new vehicles? Simply go to “Information Alerts” in the “E-Statement & Alerts” section of your online banking, and you’ll receive an email as soon as a new opportunity is available!

Place your bid today!

Download bid form

Current Rates

Vehicle Loans: Autos, Trucks, Boats, & RVs

Loan Type	Loan Terms	Rate as low as
Auto & Truck Loans: 2015 models or newer (other rates available for older models) up to 135% of invoice or low blue book, plus tax and license up to 84-month financing Boat Loans: Up to 80% of invoice or appraised value, including tax and license. Up to 144-month financing. RV Loans: Up to 80% of invoice or appraised value, including tax and license. Up to 120-month financing.
Auto & Truck Loans	Fixed Rate	3.84%
	Variable Rate	5.00%
Boat Loans (New & Used)	Fixed Rate	6.35%
	Variable Rate	6.50%
RV Loans (New & Used)	Fixed Rate	6.35%
	Variable Rate	6.50%

Disclosures

Upon delivery to the credit union, an appraisal was done to determine book value and general condition of the vehicle. If deemed necessary to improve marketing of the auto, it will be sent out for cleaning/detailing. Only rarely will actual mechanical work be done to the auto. Vehicles will be bid upon and sold in an “AS-IS” condition. All bids will be sealed by the bidder.

Potential bidders are encouraged to have a mechanic inspect the vehicle, as the credit union is not in a position to warranty the vehicle’s condition. Further, bidders are advised to verify listed options prior to bidding.

A closing date will be set when bids will close. This will normally be noon Friday at least two weeks from the time the vehicle is first available for inspection and bids. If deemed necessary to increase bids, a newspaper ad may be run.

Upon close of bidding, all bids will be opened together. If the bidding process produces a bid that is determined to be acceptable by the credit union, the high bidder will be notified of the acceptance of his or her bid, and a time set to conclude the sale. If no bids are considered satisfactory, based on the value of the vehicle, the Collection Department may start the bidding process over or send the auto to an auction.

Due to the number of bidders on certain autos, the credit union will not contact all bidders that their bid was not accepted, except in the case that no bid is accepted. The bidding and sale process can be interrupted without notice to bidders if the original borrower (1) brings the loan current or otherwise cures the delinquency, or (2) files bankruptcy before the sale is completed. In either case all bidders will be notified that outside events have canceled the sale.