Businesswoman reviews construction plans with an engineer. We'll help you expand and grow your business!

Business Loans & Lines of Credit

Let our Member Business Center team of experts customize a loan package that helps you meet all your business goals.

We Offer:

  • Commercial Real Estate
  • Vehicle & Equipment Loans
  • Lines of Credit/Working Capital
  • Purchase & Refinancing
  • SBA 504 Financing

With your Coast Central loan experience, enjoy:

  • Personalized service
  • Local decision making
  • Fast approvals
  • Flexible terms

Get in touch!

Learn more about our Business Loan Products.


Community-Minded Financing for Businesses

“I didn’t think a credit union had resources like banks, so Coast Central wasn’t even on our radar. They were a pleasant surprise, and it’s been a great relationship.”

Upholding the wishes of Mel and Grace McLean was a huge responsibility; one that Dennis Scott knew he had to accomplish – one way or another. The McLeans left their legacy to ensure the health and wellness of the community and the dream of “a gathering place”, the Gene Lucas Community Center.

What started as an $8 million project grew to $19 million, housing at least five non-profits, and the Foundation team realized they needed strong funding assistance. After meeting with several banks and then the team from Coast Central, they learned about their community-minded philosophy and knew they’d found the perfect teammate.

The Gene Lucas Center on a sunny day
“They were refreshing! Every step of the process was easy. They never told us ‘no’, it was always, ‘let’s figure this out for you’.”

Your Money Doing More
Coast Central's business services meets with McLean Foundation - Chris Nelson, Denise Marshall, Mandy Marquez, Lauren Correll, Dennis Scott, Bob Moore
Chris Nelson, Denise Marshall, Mandy Marquez,
Lauren Correll, Dennis Scott, Bob Moore

Expert Partnerships for Businesses

“It’s been a mad sprint since we opened!”

The journey was quick … a vacation in Hawaii led to brewing beer in a barn that evolved into the booming family business SeaOuake Brewing is today. When Matt Wakefield, his father-in-law, Kevin Hartwick, and their family toured Kona Brewing in 2014, they were inspired: “Crescent City needs one of these!” After 18 months of research, fine-tuning recipes and business plans, SeaOuake opened like a firecracker on 4th of July, 2016.

The SeaQuake Brewery on a sunny day
“We desperately needed to expand our capacity and find a partner who could keep up with the growth. That was the team at Coast Central.”

Your Money Doing More
Matt Wakefield of SeaQuake Brewing and Robert Machado of Coast Central
Robert Machado, Manager, Member Services
Matt Wakefield, Co-owner, SeaQuake Brewing

Personalized Service for Businesses

“I snapped up the property and called Coast Central!”

When Will Adams, who just completed restoring the Eureka Veterans Memorial Building, heard a prime location in Fortuna had come available, he moved quickly and enlisted the help of his business partners at Coast Central.

“I’ve been a member for 17 years, even before I started my company. The lending team shares my philosophy for exceeding expectations through attention to detail. I can rely on a streamlined process every time.”

Will Adam's prime new location in Fortuna
The beautiful new building is fully occupied with 6 families and 2 businesses!

Your Money Doing More
Laura and Phil from Coast Central meet with Will Adams from ACGC & Humboldt Development.
Phil Sullivan, AVP, Member Business Services
Will Adams, President, ACGC, Inc. & Humboldt Development Co., LLC
Laura Morris, Manager, Member Services

Complete our application, print and sign, and call us at (707) 445-8801, ext. 621, or bring to any Member Services Branch.
Download our application

Add More to Your Membership

Business Visa Credit Cards

Whether a sole proprietor or large business, our low-rate cards are for you. Add a few for multiple employees and monitor with our Card Control App!
Business Visa Application

Online & Mobile Banking

For business members on the go, get 24/7 convenience. Pay bills, transfer funds, track spending, and more.
Online & Mobile Solutions

Biz-Flash logo remote check deposit

Quickly deposit checks without ever leaving your office with a user-friendly scanner we provide. View our BizFlash FAQs. Get set up in minutes by calling (707) 445-8801, ext. 622.

ACH Origination

Save time and money by using ACH for Direct Deposit payroll, vendor payments, deposits from clients, and more through Online Banking. View our ACH FAQs. Call (707) 445-8801, ext. 622 for easy set-up.

Hot Deals

Check out great cars at great prices currently available for bid.
More on Special Deals

Merchant Services

We make payment processing easy and affordable with no application fees or long-term contracts.
More on Merchant Services

Experience the Coast Central Difference

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