Mortgage Loans
We'll work to help make your dream home a reality with our low rates and simple process. With as little as 3% down*, the whole family will be excited for moving day!

We Offer
- Loans for Purchase, Refinance, Manufactured Homes, Construction, and more.
- Fixed Rate Loans with 15 and 30-year terms (owner-occupied and non-owner occupied)
- Adjustable Rate Loans (ARMs)
- First-time Homebuyer Loans
* plus closing costs with private mortgage insurance.
Get the house of your dreams!
Today's Rates
Fixed-Rate Mortgages as low as:
4.875% Rate
5.227% APR
5.227% APR
Adjustable-Rate Mortgages as low as:
4.334 Rate
4.250% APR
4.250% APR
Apply Now
With low rates, flexible terms, and local approval. Qualifying is easier than you think!
As of 2/24/23: Our online mortgage application is temporarily unavailable and our vendor is working to resolve the issue. To apply for a loan or for questions please contact us at (707) 445-8801 X 1365 or reloans@coastccu.org and we’d be happy to assist you.
Thank you for your patience.
Thank you for your patience.
Auto Pay
Set up convenient automatic monthly payments from your CCCU account. Add through Online or Mobile Banking, or call us at (707) 445-8801.