A happy family moves into a new home. We'll help you move into a great new home.

Mortgage Loans

We'll work to help make your dream home a reality with our low rates and simple process. With as little as 3% down*, the whole family will be excited for moving day!

We Offer:

  • Fixed Rate Loans with 15 and 30-year terms (owner-occupied and non-owner occupied)
  • Adjustable Rate Loans (ARMs) with low rates and favorable terms
  • First-time Homebuyer Loans
  • Refinancing Loans
  • Construction Loans
  • Manufactured Home Loans
  • FHA & VA Loans
  • And more!

* plus closing costs with private mortgage insurance.

Get more from your membership

Today's Rates

Mortgage Loan rates as low as:

2.250%

Home Equity Loan rates as low as:

4.25%

View our Rates

Mortgage Center

Due to a large number of members applying for Mortgage loans, we are experiencing a delay in processing. Please contact us at (707) 445-8801, x 365 for questions. Thank you for your patience.
Mortgage Center

Auto Pay

Set up convenient automatic monthly payments from your CCCU account.
Visit a Member Services Branch,
call us at (707) 445-8801,
or add through Online Banking.
Setting Up Auto Pay

Get the house of your dreams.

It's easy!
Just complete our application online, print and sign, and choose your option:
  • Bring to any Member Services Branch or
  • Call us at (707) 445-8801, ext. 365 or
  • Fax to (707) 445-5929
Download an Application

FHA, VA, USDA, & Reverse Mortgages – through a partnership, we are able to offer an array of non-conventional loans.