Mortgage Loans

We'll work to help make your dream home a reality with our low rates and simple process. With as little as 3% down*, the whole family will be excited for moving day!

Harvest the Mortgage Savings

Let Coast Central Credit Union’s Mortgage Loan Team help you fall into the perfect home. Enjoy no origination fee and some of the lowest rates around!

For a Limited Time

No Origination Fee, Save $1,200!

 

Rake up this offer today.

• No origination fee, save $1,200
• Down payment as low as 3% – 5%
• Local underwriting & servicing
• We’ll guide you through every step of the process

Origination Fee waived for purchases of primary residence through 10/31/24. Down
payment stated does not include closing costs with private mortgage insurance. All loans subject to approval of credit, income verification, and property valuation.

Apply Now

We Offer

  • Loans for Purchase, Refinance, Manufactured Homes, Construction, and more.
  • Fixed Rate Loans with 15 and 30-year terms (owner-occupied and non-owner occupied)
  • Adjustable Rate Loans (ARMs)
  • First-time Homebuyer Loans

 

Get the house of your dreams!

Today's Rates

Fixed-Rate Mortgages as low as:

5.500% Rate
5.858% APR

Adjustable-Rate Mortgages as low as:

5.366% Rate
5.250% APR
View our Rates

Apply Now

With low rates, flexible terms, and local approval. Qualifying is easier than you think!

 

Mortgage Application

Auto Pay

Set up convenient automatic monthly payments from your CCCU account. Add through Online or Mobile Banking, or call us at (707) 445-8801.
Setting Up Auto Pay
Interested in other types of mortgage loans? We partner with Community Mortgage Funding (CMF) to offer government-insured loans including FHA, VA, and Reverse Mortgages.
*plus closing costs with private mortgage insurance.
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