Credit Cards
Give yourself some credit and enjoy cash back with Visa Rewards!
With all of our cards, enjoy:
- Smart chip technology for extra security
- Mobile purchasing convenience with Apply Pay and Google Pay
- No annual fee on fixed rate cards
- And more!
Classic Visa
Platinum Visa
First Visa
For those with no or little credit history and 6 months of employment history, this card is ideal for college students and has a maximum limit of $1,000.
Card Control
Visa Secure
Remote Commerce
With the latest click-to-pay technology, your online purchases are easy, fast, and secure. Learn more about the features and benefits available to you as a Coast Central cardholder.
Coast Central Rewards
(888) 616-8381.
Current Rates
Visa Classic variable APR as low as:
14.95%
Visa Platinum variable APR as low as:
13.95%
Auto Rental Collision Damage Waiver
Your Visa has you covered. No need to buy the expensive car rental insurance ever again.
Travel Accident Insurance
Protect your loved ones with up to $250,000 travel accident insurance when you use your card for travel expenses.
It's easy to apply!
Member Services Branch. Physical signatures required.
Coast Central Reward Opportunities
- Cash – Redeem points for cash back in the form of a credit to your savings account.
- Travel – Access exclusive deals for airline tickets, hotels, car rentals, cruises, vacation packages, and destination activities. No blackout dates or requirements for advance notice or round trips.
- Merchandise – Browse hundreds of brand-name rewards like cameras, tablets, apparel, home items, gaming, and more.
- Gift cards – Enjoy a variety of options including dining, shopping, and entertainment.
- Donations – Pay it forward by donating to up to three non-profit organizations of your choice.
To browse rewards, check your point balance and more, sign in to Online Banking or visit Coast Central Rewards. For Rewards Customer Service, call
How do I dispute a charge?
If you see a transaction on your Coast Central Visa Credit Card you believe is unauthorized, first contact the company who made the charge at the number listed within the transaction (in your statement’s account history or online banking). Sometimes unexpected charges turn out to be legitimate, as the company name may vary. If you are confident the charge was unauthorized, you may pursue a Visa dispute. If you have general questions about the dispute process, our Card Services Department can be reached at (707) 445-8801, ext. 291.
To begin the dispute process, please call us at (866) 896-4689 and press option 4 to file a dispute.
Once the dispute has been filed, it will be reviewed and investigated. You may receive a letter in the mail asking for additional information. Please make sure your address is up to date on your account. Due to Visa time limit restrictions, you must provide requested information by the date listed on the letter. If the charge is found to be fraudulent or unauthorized, you will receive a credit for the charge. Please refer to our EFT Disclosure for specific details on error resolution.
Please note that if in fact you participated in the transaction(s), you will need to attempt to resolve the situation with the merchant (refer to their terms and conditions). For example, charges resulting from “free trial” periods generally do not qualify as unauthorized. If you complied with the merchant’s terms and conditions and are unable to resolve the situation, you may pursue a Visa dispute through Coast Central.
For merchandise charges
If you received merchandise and returned it for a refund, a dispute cannot be filed until 15 days after the return date to give the merchant time to issue a credit. If 15 days have passed and no credit has been received, you may pursue a Visa dispute. You must provide a copy of your shipping receipt showing the tracking number and that the package was insured.
If you see a transaction on your Coast Central Visa Debit Card you believe is unauthorized, first contact the company who made the charge at the number listed within the transaction (in your statement’s account history or online banking). Sometimes unexpected charges turn out to be legitimate, as the company name may vary. If you are confident the charge was unauthorized, you may pursue a Visa dispute. If you have general questions about the dispute process, our Card Services Department can be reached at (707) 445-8801, ext. 291.
To begin the dispute process, please call us at (866) 896-4689 and press option 4 to file a dispute.
Once the dispute has been filed, it will be reviewed and investigated. You may receive a letter in the mail asking for additional information. Please make sure your address is up to date on your account. Due to Visa time limit restrictions, you must provide requested information by the date listed on the letter. If the charge is found to be fraudulent or unauthorized, you will receive a credit for the charge. Please refer to our EFT Disclosure for specific details on error resolution.
Please note that if in fact you participated in the transaction(s), you will need to attempt to resolve the situation with the merchant (refer to their terms and conditions). For example, charges resulting from “free trial” periods generally do not qualify as unauthorized. If you complied with the merchant’s terms and conditions and are unable to resolve the situation, you may pursue a Visa dispute through Coast Central.
For merchandise charges
If you received merchandise and returned it for a refund, a dispute cannot be filed until 15 days after the return date to give the merchant time to issue a credit. If 15 days have passed and no credit has been received, you may pursue a Visa dispute. You must provide a copy of your shipping receipt showing the tracking number and that the package was insured.
ATM disputes
For ATM disputes on transactions made at one of Coast Central’s ATMs, please contact us to help resolve the issue. For ATM disputes on transactions made at any other ATM, please call us at (866) 896-4689 and press option 4 to file a dispute.
Visa Secure Remote Commerce
Visa Secure Remote Commerce is an online checkout option that provides the following benefits:
You no longer have to enter 16-digit primary account numbers, look up passwords, or fill out long forms to make a purchase.
Smart
Wherever you see this icon and Visa is accepted, you’ll enjoy the same time-saving digital checkout.
Secure
When you click to pay with Visa, you can be assured that our global payment network is always looking out for you – fighting fraud, reducing risk, and helping to make transactions fast and worry-free. We use multiple layers of payment security, and our anti-fraud detection system monitors every payment in real time, analyzing more than 500 unique risk attributes. Visa also works closely with merchants and your issuing bank to protect your card against unauthorized use. With Visa, you can buy with confidence.
To learn more and sign up, visit Visa’s Secure Remote Commerce page.
