Gold coins placed in ascending stacks demonstrating savings.

Savings & Certificates

Life's a lot easier when you're prepared for the future. Our savings accounts can help you get there.

Savings Account Options

  • Best For:

    Best For:

  • Minimum opening balance

    Minimum opening balance

  • Dividends

    Dividends

  • Monthly service fee

    Monthly service fee

  • Unlimited deposits & withdrawals

    Unlimited deposits & withdrawals

  • No minimum balance

    No minimum balance

Membership Savings*

  • Best For:

    All members

  • Minimum opening balance

    $50

  • Dividends

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    quarterly**

  • Monthly service fee

    $0

  • Unlimited deposits & withdrawals

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  • No minimum balance

Special Savings

  • Best For:

    Specific savings goals

  • Minimum opening balance

    $5

  • Dividends

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    quarterly

  • Monthly service fee

    $0

  • Unlimited deposits & withdrawals

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  • No minimum balance

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Liquid Assets

  • Best For:

    Higher dividends with liquidity

  • Minimum opening balance

    $5

  • Dividends

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    monthly

  • Monthly service fee

    $0

  • Unlimited deposits & withdrawals

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  • No minimum balance

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* required account
** starting at $100

Other Ways to Save

Holiday Club Savings

Plan ahead for the holidays. Just let us know how much money you want to save each month, and we’ll transfer it from your other Coast Central accounts. Each November, we’ll send you the balance for easy holiday spending. If you have less than $25, we’ll transfer it to your Membership Savings.

No-Dividend Savings

Designed for those who can’t earn interest (for any reason), this account still allows you to conveniently save for the future.

Savings Certificates

With opening balances as low as $500, terms from 90 days to 60 months, and generally higher rates than our regular savings accounts, you’ll reach your goals even faster. Check out our current Rates & Fees.

Youth Savings

Encourage good savings habits early for those under age 18. With a minimum opening balance of $5, your child or grandchild will be a member of our fun Kirby Kangaroo Club (ages 12 and under) or our cool GreenTeen$ program (ages 13-17). Check out our youth financial education options below:
For KidsFor Teens

More Information

Add a Checking Account

At Coast Central, we offer three unique options that pair perfectly with other credit union products and services.
More on Checking

IRAs & Health Savings Accounts

With a wide array of options for retirement, education, and medical expenses, we’ll guide you each step of the way.
More on IRAs

Security

We’re always keeping an eye out for you and your money, whether you’re online or on vacation.
More about Security