Qualification:

To qualify for membership, your business must be headquartered or have a physical presence in Humboldt, Del Norte, or Trinity County and at least one owner eligible for a Personal Membership.

Who Should be Present at Account Opening:

All partners and additional signers authorized to transact on the account.

Documentation Requirements:

• • Proof of Employer Identification Number (EIN) – IRS SS-4 Letter or confirmation from IRS website
  • Articles of Incorporation (Secretary of State)
  • By laws or meeting minutes (must include all authorized signers, any account restrictions, and signed by the Secretary)
  • Fictitious Business Name Statement if operating name differs from SS-4 or EIN confirmation

Signer(s) ID Requirements:

• Valid Government-issued photo ID; examples:
  • US citizens: state-issued Driver’s License, passport, etc.
  • Non-US citizens: Permanent Resident Card (Green Card); passport of country of nationality or Matricula Consular ID card, depending on citizenship status

• Social Security number

Requirements for Beneficial Owner(s) & Individual with Significant Responsibility:

• Valid Government-issued photo ID
• Social Security number
• Percentage of ownership
• Phone number

Other Information May Be Requested:

• Years in operation
• Number of employees and locations
• Expected transaction volume (checks written and deposited, wires, ACH, etc.)
• Expected method of deposit and vendor payment
• Nature of business and products and services offered to clients
• Merchant service needs (debit/credit payments)

For questions, call Member Support at (707)445-8801 or Live Chat or schedule an appointment.

Business documentation registered in California can be verified and printed from the Secretary of State website (bizfileonline.sos.ca.gov). Businesses registered in a different state will use that state’s Secretary of State website. IRS Form 990 can be verified and printed on the IRS website (irs.gov). At the top of page, click Charities and Non Profits.