Credit Cards

Whether it's streaming your favorite shows or planning your dream vacation, our Visa Credit Cards and Rewards have got you covered.

YOU Have Options

First Visa

For those with no or little credit history and 6 months of employment history, this card is ideal for college students and has a maximum limit of $1,000.

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Classic Visa

The perfect card for those starting to build credit, with limits starting at $500. Earn 1 point for every dollar spent, and 1.5 points for restaurants, fuel, and travel. Make payments on time, maintain a healthy balance, and watch your credit rating grow.

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Platinum Visa

Enjoy a higher credit limit starting at $5,000, lower interest rate, and free Purchase Security, which insures most items for 90 days against theft, fire, and many types of damage. Earn 1 point for every dollar spent, and 2 points for restaurants, fuel, and travel.

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With all of our cards, enjoy:

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Smart chip technology for extra security

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No annual fee

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Mobile purchasing convenience with Apple Pay and Google Pay

Security Comes First

Card Control gives you extra security every time you use your Visa Credit and Debit cards either locally or while traveling!

With the latest click-to-pay technology, your online purchases are easy, fast, and secure. Learn more about the features and benefits available to you as a Coast Central cardholder.

Protect your loved ones with up to $250,000 travel accident insurance when you use your card for travel expenses.

Your Visa has you covered. No need to buy the expensive car rental insurance ever again.

Coast Central Reward Opportunities

Earn 1 to 2 points back for every dollar spent on restaurants, gas, travel, and other qualified purchases. Get cash back, merchandise, and more! For Rewards Customer Service, please call (888) 616-8381.

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Cash

Redeem points for cash back in the form of a credit to your savings account.

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Merchandise

Browse hundreds of brand-name rewards like cameras, tablets, apparel, home items, gaming, and more.

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Gift Cards

Enjoy a variety of options including dining, shopping, and entertainment.

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Donations

Pay it forward by donating to up to three non-profit organizations of your choice.

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Travel

Access exclusive deals for airline tickets, hotels, car rentals, cruises, vacation packages, and destination activities. No blackout dates or requirements for advance notice or round trips.

The following credit card rates are effective as of: September 19, 2024

Credit Cards
Card Type

Credit Score

Rate

Card Type

Visa Classic Card FIXED

Credit Score

730

Rate

15.70%

Card Type

Credit Score

700-729

Rate

15.95%

Card Type

Credit Score

675-699

Rate

16.95%

Card Type

Credit Score

650-674

Rate

20.95%

Card Type

Credit Score

610-649

Rate

23.95%

Card Type

Visa Classic Card VARIABLE

Credit Score

730

Rate

12.45%

Card Type

Credit Score

700-729

Rate

12.70%

Card Type

Credit Score

675-699

Rate

13.70%

Card Type

Credit Score

650-674

Rate

17.70%

Card Type

Credit Score

610-649

Rate

20.70%

Card Type

Credit Score

Rate

Card Type

Visa Platinum Card FIXED

Credit Score

730

Rate

14.70%

Card Type

Credit Score

700-729

Rate

14.95%

Card Type

Visa Platinum Card VARIABLE

Credit Score

730

Rate

11.45%

Card Type

Credit Score

700-729

Rate

11.70%

Finance Your Dreams

It’s easy, Apply Now by clicking the button below! Or Schedule an Appointment with our friendly experts when and where it’s convenient for you, either in-person or via phone. Questions? Call us at (707) 445-8801, ext. 1365.
Apply Online Schedule an Appointment
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