Let’s Get the Party Started with a HELOC Low-Rate!

For a limited time enjoy 3.75% APR!

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We’re Celebrating Our 75th Anniversary in a Big Way!

Centralize all of your financial commitments into one low-rate Home Equity Line of Credit (HELOC). A HELOC provides the flexibility to access funds for various ongoing projects as needed, along with the convenience of repaying over time. For a limited time enjoy 3.75% APR! Another way YOU are central.

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More Than Just a Home

Don’t delay any further, allow the hard-earned equity you’ve built into your home to work for you. Accomplish your current and future goals!

Consolidate Bills

Achieve Life Milestones

Enhance Your Home

Take a Vacation

For a limited time 3.75% APR

Promotional Rate in effect until 12/31/25
Current variable rate 7.50% APR
Deadline to apply is 6/30/25
No points & no fees!*

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Meet Our Mortgage Loan Team

Our team comprises seasoned professionals committed to helping you navigate the mortgage process smoothly and efficiently. With years of experience in the industry, our experts possess the knowledge and expertise to guide you through every step of securing the ideal mortgage solution tailored to your needs.

Meet our Mortgage Team

Not Yet a Coast Central Credit Union Member?

Our members are central! We are a team of caring community advocates dedicated to helping our members achieve their version of financial success.

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Disclosures

All loans subject to approval of credit, income verification and property valuation. APR is Annual Percentage Rate, and 3.75% is the current promotional APR for new primary residence (not manufactured homes) home equity lines from $25,000 up to $200,000, and 80% combined loan-to-value (CLTV). After 12/31/25, the APR will adjust to the variable rate offered at that time, which may not increase more than 6% over the non-introductory start rate (note rate). The minimum rate may not decrease below 3.50% after any introductory period has elapsed. A $25,000 draw required at loan closing. 10-year draw and 15-year amortization terms. *No-fee offer is not applicable for third party fees such as sub-escrow, other miscellaneous title fees or professional appraisal charges which may be required. Minimum 650 FICO score required. Home Equity Lines of Credit are also available on non-owner-occupied properties with different rates. Additional terms and conditions may apply.