Let Your Home Equity Work For You

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What a HELOC Can Do for You

Centralize all of your financial commitments into one low-rate Home Equity Line of Credit (HELOC). A HELOC provides the flexibility to access funds for various ongoing projects as needed, along with the convenience of repaying over time. For a limited time enjoy 5.99% APR! Another way YOU are central.

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More Than Just a Home

Don’t delay any further, allow your home equity to start working for you! Your nest egg can help you achieve your current goals, not just those in the future.

Consolidate Bills

Prepare for a Vacation

Plan for Life Milestones

Enhance Your Home

For a limited time 5.99% APR

Promotional Variable Rate in effect until 3/31/25
Current variable rate 8.50% APR
Deadline to apply is 5/31/24
No points & no fees!

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Meet Our Mortgage Loan Team

Our team comprises seasoned professionals committed to helping you navigate the mortgage process smoothly and efficiently. With years of experience in the industry, our experts possess the knowledge and expertise to guide you through every step of securing the ideal mortgage solution tailored to your needs.

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Not Yet a Coast Central Credit Union Member?

Our members are central! We are a team of caring community advocates dedicated to helping our members achieve their version of financial success.

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Disclosures

All loans subject to approval of credit, income verification and property valuation. APR is Annual Percentage Rate, and 5.99% is the current promotional APR for owner-occupied (not manufactured homes) home equity lines from $25,000 up to $200,000, and 80% combined loan-to-value (CLTV). After 3/31/25, the APR will adjust to the variable rate offered at that time, which may not increase more than 6% over the non-introductory start rate (note rate). The minimum rate may not decrease below 3.25% after any introductory period has elapsed. A $25,000 draw required at loan closing. 10-year draw and 15-year amortization terms. No-fee offer is not applicable for third party fees such as sub-escrow, other miscellaneous title fees or professional appraisal charges which may be required. Home Equity Lines of Credit are also available on non-owner-occupied properties; different rates apply. Minimum 650 Credit Score required. Additional terms and conditions may apply.