You can walk for fitness—or you can train for a marathon. Likewise, you can simply be a credit union member—or you can maximize your credit union benefits to support a successful financial future. Here are some smart ways to get the most out of your credit union.
Refinance High-Interest Debt
Tackling high-rate debt through your credit union is a smart move that may lead to lower payments, faster payoff, or less interest overall—depending on the loan terms and your financial goals. These popular options can help you reduce debt and improve your financial outlook:
- Consolidate your credit cards: Combine multiple credit card balances into one manageable monthly payment, which may lower your overall interest rate and reduce what you pay over time.
- Refinance your auto loan: Swap a high-interest loan for one with better terms or a lower interest rate, potentially lowering your monthly payment or helping you pay off your vehicle sooner.
- Refinance your mortgage: Replace your current mortgage with one that has a lower rate or better terms, choosing the loan structure that best supports your long-term goals.
Supercharge Your Savings
Saving money is easier—and more rewarding—when you do it through your credit union.
- Competitive rates: Earn more with better interest rates than big banks.
- Fewer fees: Keep more of what you save.
- Automatic savings: Set up recurring transfers to build your savings with minimal effort.
- Personalized support: Get help choosing the right savings tools based on your goals.
Build Financial Literacy
Your credit union offers education and tools to help you grow your money skills.
- Online financial education: Explore self-paced courses on budgeting, saving, credit, and more—and find fun learning resources for kids and teens.
- One-on-one guidance: Receive advice tailored to your situation and goals.
- Financial calculators: Use online tools to find answers to real-life situations, such as comparing two car loans, calculating a home equity loan payment, and saving for retirement.
- Seminars: Learn how to manage your spending, improve your credit score, and more.
Tap into Discounts and Perks
Being a member gives you access to a range of other helpful benefits—which can vary depending on your credit union. Some examples include:
- Competitive rates on auto, home, and life insurance
- Investment services
- Financial and retirement planning
- Credit card rewards redeemable for cash, merchandise, or travel
- Bonus offerings, such as free document shredding
Go Beyond the Basics with Coast Central
Being a credit union member already gives you an advantage—but actively using your member benefits can make a meaningful difference.
Go beyond the basics with Coast Central Credit Union! We are dedicated to providing a personalized member experience to help you achieve your version of financial success. Talk to a team member, and discover everything your membership has to offer.
Coast Central—Where YOU are central.