Mortgage Loans
Making your dream home a reality with low rates and a simple process.
With as little as 3% down*, the whole family will be excited for moving day!
Explore our mortgage loan options.
For a Limited Time - No origination fee, save $1,200.*
With no origination fee, down payment options as low as 3%–5% and personalized guidance from start to finish, we’ve cleared the path to your next home.
For a limited time, you’ll also receive a $250 prepaid Visa gift card when you submit your mortgage application between September 1 – September 30 and successfully close your loan.
We offer
Loans for Purchase, Refinance, Manufactured Homes, Construction, and more.
Fixed Rate Loans with 15 and 30-year terms (owner-occupied and non-owner occupied)
Adjustable Rate Loans (ARMs)
First-time Homebuyer Loans
Meet our Mortgage Loan Services Team
Lisa Hall
Manager, Mortgage Loan Originations
Kim Barrier
Senior Mortgage Loan Service Officer
Jennifer Fraser
Mortgage Loan Service Officer
Omar Mejia
Mortgage Loan Service Officer
Ryan Kerker
Mortgage Loan Service Officer
Sam Sinn
Mortgage Loan Service Officer
Tammy Reed
Senior Mortgage Loan Service Officer
Get the house of your dreams!
Today's Rates
Fixed-Rate Mortgages as low as:
4.500% Rate
4.851% APR
Adjustable-Rate Mortgages as low as:
3.858% Rate
3.750% APR
Apply Now
With low rates, flexible terms, and local approval. Qualifying is easier than you think!
Auto Pay
Set up convenient automatic monthly payments from your CCCU account. Add through Online or Mobile Banking, or call us at (707) 445-8801.
Credit Inquiries
As credit inquiries are a matter of public record, members may experience increased unsolicited contact from other lending institutions. Individuals who prefer not to receive such calls should register their preferences at www.donotcall.gov phone #1-888-382-1222 and www.optoutprescreen.com phone # 888.5.OPT.OUT. Click the following link to view our Consumer Privacy Policy.
*plus closing costs with private mortgage insurance.