Future You Says Thanks

Life's a lot easier when you're prepared for the future. Our savings certificates can help you get there.

Open an Account

With opening balances as low as $500, terms from 90 days to 60 months, and some of the highest rates around, you’ll reach your goals even faster.

Already a member? Open a Savings Certificate today in Online or Mobile Banking or stop by any of our locations.

Your Coast Central Credit Union Savings Certificate Account Has Many Benefits

The following account rates are effective as of: September 18, 2024

Savings Certificates: $500 to $9,999
Term	Annual Percentage Yield (APY)	Rate
Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.
Term 90 to 181 Days	Annual Percentage Yield (APY) N/A	Rate N/A
Term 182 to 364 days (7200)	Annual Percentage Yield (APY) 3.56%	Rate 3.50%
Term 12 to 23 months (7300)	Annual Percentage Yield (APY) 3.51%	Rate 3.45%
Term 24 to 35 months (7400)	Annual Percentage Yield (APY) 2.84%	Rate 2.80%
Term 36 to 47 months (7500)	Annual Percentage Yield (APY) 2.69%	Rate 2.65%
Term 48 to 59 months (7600)	Annual Percentage Yield (APY) 2.58%	Rate 2.55%
Term 60 months (7700)	Annual Percentage Yield (APY) 2.58%	Rate 2.55%

Savings Certificates: $10,000 to $74,999
Term	Annual Percentage Yield (APY)	Rate
Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.
Term 90 to 181 Days (7100)	Annual Percentage Yield (APY) 2.48%	Rate 2.45%
Term 182 to 364 days (7200)	Annual Percentage Yield (APY) 3.85%	Rate 3.78%
Term 12 to 23 months (7300)	Annual Percentage Yield (APY) 3.52%	Rate 3.45%
Term 24 to 35 months (7400)	Annual Percentage Yield (APY) 2.84%	Rate 2.80%
Term 36 to 47 months (7500)	Annual Percentage Yield (APY) 2.74%	Rate 2.70%
Term 48 to 59 months (7600)	Annual Percentage Yield (APY) 2.74%	Rate 2.70%
Term 60 months (7700)	Annual Percentage Yield (APY) 2.63%	Rate 2.60%

Savings Certificates: $75,000 +
Term	Annual Percentage Yield (APY)	Rate
Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.
Term 90 to 181 Days (7100)	Annual Percentage Yield (APY) 2.53%	Rate 2.50%
Term 182 to 364 days (7200)	Annual Percentage Yield (APY) 3.85%	Rate 3.78%
Term 12 to 23 months (7300)	Annual Percentage Yield (APY) 3.61%	Rate 3.55%
Term 24 to 35 months (7400)	Annual Percentage Yield (APY) 2.93%	Rate 2.90%
Term 36 to 47 months (7500)	Annual Percentage Yield (APY) 2.84%	Rate 2.80%
Term 48 to 59 months (7600)	Annual Percentage Yield (APY) 2.84%	Rate 2.80%
Term 60 months (7700)	Annual Percentage Yield (APY) 2.68%	Rate 2.65%

With as low as a $500 minimum to start, open a Coast Central Savings Certificate today.