Future You Says Thanks

Life's a lot easier when you're prepared for the future. Our savings certificates can help you get there.

Future You Says Thanks

With opening balances as low as $500, terms from 90 days to 60 months, and some of the highest rates around, you’ll reach your goals even faster.

 

 

Already a member? Open a Savings Certificate today in Online or Mobile Banking or stop by any of our locations.

 

Your Coast Central Credit Union Savings Certificate Account Has Many Benefits

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Dividends Paid Monthly

No Cost class="wrapper">

No Monthly Service Fee

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$500 Minimum to Start

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Select a Term That is Right For You

The following account rates are effective as of: September 18, 2024

Savings Certificates: $500 to $9,999
Term Annual Percentage Yield (APY) Rate

Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.

Term
90 to 181 Days
Annual Percentage Yield (APY)
N/A
Rate

N/A

Term

182 to 364 days (7200)

Annual Percentage Yield (APY)

4.71%

Rate

4.60%

Term

12 to 23 months (7300)

Annual Percentage Yield (APY)

5.00%

Rate

4.89%

Term

24 to 35 months (7400)

Annual Percentage Yield (APY)

3.82%

Rate

3.75%

Term

36 to 47 months (7500)

Annual Percentage Yield (APY)

3.62%

Rate

3.55%

Term

48 to 59 months (7600)

Annual Percentage Yield (APY)

3.72%

Rate

3.65%

Term

60 months (7700)

Annual Percentage Yield (APY)

3.83%

Rate

3.75%

Savings Certificates: $10,000 to $74,999
Term Annual Percentage Yield (APY) Rate

Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.

Term

90 to 181 Days (7100)

Annual Percentage Yield (APY)

2.48%

Rate

2.45%

Term

182 to 364 days (7200)

Annual Percentage Yield (APY)

4.76%

Rate

4.65%

Term

12 to 23 months (7300)

Annual Percentage Yield (APY)

5.00%

Rate

4.89%

Term

24 to 35 months (7400)

Annual Percentage Yield (APY)

3.88%

Rate

3.80%

Term

36 to 47 months (7500)

Annual Percentage Yield (APY)

3.67%

Rate

3.60%

Term

48 to 59 months (7600)

Annual Percentage Yield (APY)

3.77%

Rate

3.70%

Term

60 months (7700)

Annual Percentage Yield (APY)

3.88%

Rate

3.80%

Savings Certificates: $75,000 +
Term Annual Percentage Yield (APY) Rate

Dividends for savings certificates are calculated daily and paid monthly. Upon early withdrawal, all savings certificates with a 12-month maturity or less will carry a 60-day forfeiture of dividends. Savings certificates over one year will carry a 90-day forfeiture of dividends. The dividend penalty will never exceed the amount of dividends actually earned. Rates are subject to change at any time.

Term

90 to 181 Days (7100)

Annual Percentage Yield (APY)

2.54%

Rate

2.50%

Term

182 to 364 days (7200)

Annual Percentage Yield (APY)

4.81%

Rate

4.70%

Term

12 to 23 months (7300)

Annual Percentage Yield (APY)

5.00%

Rate

4.89%

Term

24 to 35 months (7400)

Annual Percentage Yield (APY)

3.93%

Rate

3.85%

Term

36 to 47 months (7500)

Annual Percentage Yield (APY)

3.72%

Rate

3.65%

Term

48 to 59 months (7600)

Annual Percentage Yield (APY)

3.83%

Rate

3.75%

Term

60 months (7700)

Annual Percentage Yield (APY)

3.93%

Rate

3.85%

Open a Savings Certificate

With as low as a $500 minimum to start, open a Coast Central Savings Certificate today.
New Members Get Started Here
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