Energize Your Business
Explore SBA 7(a) loans that can give your business the boost it needs.

Looking for Business Funding?
For local businesses that are the heart of our community, Coast Central Credit Union provides SBA (Small Business Administration) loans featuring appealing terms like reduced down payments and extended repayment options. Another way YOU are central.
Is an SBA 7(a) Loan Right for Me?
Need working capital, equipment, or funds for expansion? The SBA 7(a) loan is a versatile and popular choice, with the SBA guaranteeing a significant portion (75-90%) to make qualifying easier. It’s the most common SBA loan for a reason!

Benefits of SBA Loans
Lower down payments compared to conventional loans.
Longer repayment terms (up to 25 years for real estate).
Lower collateral requirements / attractive LTV.
Competitive interest rates without balloon payments.
SBA guarantee reduces lender risk (startups).
Helps small businesses grow and expand.
Making the Most of Your SBA 7(a) Loan
Here’s what you can fund with an SBA 7(a) loan:
CRE Purchases
Debt Refinances
Construction/Improvements
Business Expansions
Inventory Purchases
Franchises
Furniture, Fixtures & Equipment
Business Acquisitions
Stock Buyout/Recaptures
Working Capital
Startups
Machinery, Vehicles