If you’re trying to build a family budget on a tight income, you’re not alone! Many families face the challenge of stretching every dollar to cover essentials and plan for the future. The good news is that—with realistic goals and …
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Author: Janeah Lucero
If you’re like most homeowners, your mortgage is one of your biggest monthly expenses—but there are easy and effective ways to pay down the principal faster and save money. Understand the Principal Your principal is the original amount you borrowed to …
You can walk for fitness—or you can train for a marathon. Likewise, you can simply be a credit union member—or you can maximize your credit union benefits to support a successful financial future. Here are some smart ways to get the …
Building your credit score in college is an excellent financial move! Whether you’re a student at Cal Poly Humboldt, College of the Redwoods, Shasta College, or another school, taking a few simple steps now can help set you up for long-term …
Stay up-to-date with Coast Central Credit Union’s quarterly newsletter! From new leadership transitions and sharing volunteer opportunities to alerting you about the latest scams, it’s your one-stop source for essential updates and insights. Click here to read more. Download the pdf …
Whether you’re planning a getaway in Northern California or a trip around the world, food expenses can quickly eat up a big chunk of your travel budget. If you want to save money on food while traveling, the following tips …
Congratulations—you’ve decided to put down roots in one of Northern California’s most scenic and community-rich areas: Humboldt, Del Norte, and Trinity counties. Now comes another important decision in your homebuying journey: Should you choose a fixed-rate or adjustable-rate mortgage (ARM)? …
Maybe it’s a coffee shop in Weaverville, a yoga studio in Crescent City, or a hardware store in Eureka—whatever your dream, a small business loan can help bring it to life. How do you get a small business loan? An …
Have you seen ads promoting the benefits of a HELOC and wondered, “What is a HELOC, anyway?” or “How does a HELOC work?” If so, you’re not alone—these are common questions for homeowners. A Home Equity Line of Credit (HELOC) can be …
Are you considering some energy-efficient home upgrades to save money? It’s a smart move! The average California household spends around $298 on electricity each month—23% more than the national average. By making a few eco-friendly home upgrades, you can reduce …
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